Conker backpack 'Francisca' handcrafted brown Conkca leather London zqPWZ

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Conker backpack 'Francisca' handcrafted brown Conkca leather London zqPWZ Conker backpack 'Francisca' handcrafted brown Conkca leather London zqPWZ Conker backpack 'Francisca' handcrafted brown Conkca leather London zqPWZ Conker backpack 'Francisca' handcrafted brown Conkca leather London zqPWZ Conker backpack 'Francisca' handcrafted brown Conkca leather London zqPWZ
backpack brown 'Francisca' leather handcrafted London Conker Conkca

Product description

Item No. 63238_B166CONKER

The 'Francisca' backpack is a gorgeous accessory made from hand-crafted leather, with hard-wearing brass fittings and Conkca-detailed lining throughout. A zip-round main compartment offers ample room for little accessories, along with additional pockets and pouches. Finished with adjustable shoulder straps, the bag comes with a cute 'Conkca the Squirrel' leather charm.

  • Two zipped pockets, two pouches
  • Phone slot
  • Adjustable leather shoulder straps
  • Leather grab loop
  • Comes with a 'Conkca the Squirrel' charm
  • H 29cm x W 24cm x D 9cm
  • Outer: hand-crafted leather
  • Lining: conkca patterned drill
  • Wipe clean only
  • This product is not available for British Post Office, Channel Islands, Isle of Man, Republic of Ireland and Scottish Highlands deliveries
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handcrafted 'Francisca' backpack leather brown London Conker Conkca Calculators

Accelerated Payment Cost Calculator

What is an Accelerated Payment Option?

Accelerated Payment Options provide two (2) monthly payments (annuities):

    1. A lifetime annuity, and
    2. A temporary (accelerated) annuity that ends at age 62.
      The purpose is to temporarily provide a higher WRS benefit until becoming eligible for your Social Security Retirement benefit at age 62, at which time your WRS annuity decreases. That decrease in benefits at age 62 is permanent. This means, the longer you live after age 62, the more it will “cost” you for the temporary annuity. Essentially, you are buying that temporary benefit from your after-age-62 lifetime benefit.

This calculator will help you determine if an Accelerated Payment Option is right for you. It allows you to enter data from your retirement benefit estimate and calculates your Accelerated Threshold. The Accelerated Threshold is the point at which you begin to lose benefits as a result of choosing an Accelerated Payment Option. It shows a comparison of your REGULAR and ACCELERATED payment amounts and how much more and less you could receive each year, up to age 100.

The calculator also gives you the option to enter estimated benefit increases (annuity adjustments) to illustrate how these adjustments affect your benefit over time. Annuity adjustments are applied to both the temporary and the lifetime annuities. Therefore, the more you receive in benefits before age 62, the more it will cost you (or your named survivor) after age 62.

IMPORTANT POINTS

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brown Conkca leather 'Francisca' Conker handcrafted London backpack
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